Jill Finkelstein - Compass



Posted by Jill Finkelstein on 1/20/2019

Most people you ask will say they'd love to volunteer, but they don't have the time or schedule consistency for an ongoing volunteer commitment. They're afraid of saying yes and not being able to follow through. A fair reason for not joining a volunteer group or signing up to help out at your local charity, but there are volunteer opportunities you can take advantage of without making a long-term commitment. Here are some excellent ideas for getting involved in the betterment of your community if you don't have a lot of time or consistency in your schedule.

  1. Seasonal and Holiday opportunities: When buying school supplies for your kids participate in the back-to-school programs where you buy supplies for a student in need. The winter holidays offer many ways to get involved from volunteering at a soup kitchen on Thanksgiving or Christmas Day, delivering food to the elderly on holidays or putting together a set of gifts for a less fortunate family or child. Pick up a few extra gifts while youíre already out shopping for your family. Participate in your community Easter egg hunt by providing candies or helping hide eggs in the local park. 
  2. Annual opportunities: You can start small by finding one volunteer opportunity per season. Does your church or local community center host an annual neighborhood-wide yard sale? Do you have one Saturday to offer your services at a fun run or marathon? You don't have to do the running; you can help run a water booth or hand out informational materials for a charity in which you believe to event attendees. Volunteer to work at your local polling place on election day, itís just a day! You can commit your time to only one day or one weekend and plan to help out.
  3. One time, anytime: If you can't think of any single activity that you can do, try opening your mind and heart to spontaneously contributing "in the moment." Share your to-go food with a hungry person, bring soup over to a sick neighbor, offer to mow the lawn, rake leaves, or wash the car for a senior in your community. Say yes when the grocery clerk asks if you'd like to donate a dollar or two to a local charity. Buy candy bars or cookies from your local childrenís groups and share them around your office.

The least complicated way to contribute is by making small monetary donations or engaging in one-time commitment-free acts of kindness and community support. If you want to get involved in volunteer and charitable opportunities in your neighborhood you absolutely can, anytime. Donít let the fear of commitment get in the way of you making a difference in your community. 

If you're seeking a new home, and volunteer opportunities are essential to you in your new neighborhood share that desire with your real estate agent, so they can help you find a community with active engagement opportunities.




Tags: community  
Categories: Uncategorized  


Posted by Jill Finkelstein on 1/13/2019

A porch is a lovely way to enjoy the outdoors. One of the best ways to maximize your outdoor time is to screen in these indoor/outdoor areas. You can completely transform your outdoor sitting area to an additional living area by enclosing your porch. 


Once the enclosure is set, what was simply an outdoor oasis will become an extension of your home. Youíll be able to decorate the room just as you would with any other part of the house.


Benefits Of A Screened In Porch Include:


  • Ability to enjoy the space in all weather
  • A place to entertain in all weather conditions
  • A shady spot in warmer temperatures
  • A way to keep pests like mosquitoes and flies out
  • Easy to maintain
  • Added value to your home
  • A way to maximize the use of all the areas of your home


Mother Nature can be unpredictable. If you enjoy being outdoors and you like entertaining, screening in your porch or deck can be one of the best improvements that you could make to your home. You can entertain without worry rain, wind or shine. You wonít need any fancy bug repellents, candles, or sprays to keep pests away. Screened in areas make life easier.  


What To Consider When Building An Enclosed Porch


Designing a porch enclosure can be tricky. You want it to look natural as if it has always been a part of the home. Done right, a screened in porch can be a beautiful addition to your home and really add to the overall look of the house. There are so many types of technology available today that you can bring all of the modern comforts with you to your season room. The screened in portion of the room will give you the best of both worlds. You can enjoy the sun with some built-in shade. You can use the room throughout the year, and you may even be able to add a heating system to the space for even more enjoyment. Donít be hesitant to add a screened in enclosure if you really love the outdoors as it can only enhance your experience. 


The most important thing is that the enclosure is built with quality materials that match your home. The stronger the material, the more value the space will add to your home. You also want a durable material that will be low maintenance. The materials used shouldnít be susceptible to warping or rotting. All you should worry about once a porch is screened in is caring for that room as you would any other room of the house.               

  






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Posted by Jill Finkelstein on 1/6/2019

If you plan to buy a home in the immediate future, there are several concerns that you should address before you embark on your house search. In fact, some of the most common homebuying concerns include:

1. Lack of Home Financing

You know you want to purchase a house, but obtaining financing sometimes is difficult. Fortunately, if you meet with various banks and credit unions, you can review all of the home financing options at your disposal and map out your home search accordingly.

Remember, there is no such thing as a "bad" question to ask a bank or credit union relative to home financing. Banks and credit unions employ courteous, knowledgeable home financing specialists who are happy to assist you in any way possible. These specialists can respond to your home financing concerns, and as a result, help you make an informed mortgage selection.

2. Tight Homebuying Timeline

If you are tasked with relocating to a new home as quickly as possible, you may have to conduct a fast house search. But if you explore ways to maximize your time and resources, you could boost the likelihood of conducting a successful home search, regardless of your homebuying timeline.

Oftentimes, it helps to make a list of homebuying tasks that you need to complete. You then can establish goals designed to help you stay on track with your homebuying timeline.

You also should keep a close eye on the housing sector in your preferred cities and towns. That way, if a great home at a budget-friendly price becomes available, you can instantly pounce at this homebuying opportunity.

3. Establishing Realistic Homebuying Expectations

The homebuying journey offers no guarantees. If you enter the housing market with realistic expectations, however, you can avoid potential disappointments during your home search.

To establish realistic homebuying expectations, it generally is a good idea to make a list of home must-haves and wants. This list will allow you to hone your house search to residences that meet your criteria. It also can help focus on available residences that fall within your price range.

In addition, it often helps to hire a real estate agent before you conduct a house search. A real estate agent can teach you everything you need to know about finding and purchasing a house. Plus, he or she can provide expert insights at each stage of the homebuying journey.

Let's not forget about the assistance that a real estate agent provides when you are ready to submit an offer to purchase a home, either. At this point, a real estate agent will help you craft a competitive homebuying proposal and submit it to a seller. If a seller accepts your offer, a real estate agent then will help you finalize your house purchase.

Ready to embark on the homebuying journey? Address your homebuying concerns, and you can minimize risk as you begin your search for your ideal residence.




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Posted by Jill Finkelstein on 12/30/2018

As a homebuyer, it is important to do everything you can to find your dream residence. Once you discover your ideal house, you should be ready to submit a competitive offer to purchase this home.

Ultimately, there are several factors to consider as you try to put together a competitive offer to purchase your dream house. These factors include:

1. A Home's Age and Condition

Examine a house closely before you craft an offer to purchase Ė you will be glad you did. Because if you leave no stone unturned in your quest to learn about a residence, you can create an offer to purchase that accounts for a house's age and condition.

If you have questions about a house, you should reach out to a seller's agent. That way, you can address these questions before you submit an offer to purchase.

Also, it is important to remember that there is no such thing as a "bad" question to ask about a house. A home purchase may be one of the biggest transactions you will complete in your lifetime. And if you devote time and energy to learn about all aspects of a house, you can ensure you are ready to purchase this home. Perhaps best of all, you can identify potential home problems that otherwise may prove to be costly and time-intensive down the line.

2. The Current State of the Housing Market

Differentiating between a buyer's market and seller's market is key, particularly for those who are ready to submit an offer to purchase a house. If you assess the local housing sector, you can find out whether a buyer's or seller's market is in place and submit an appropriate offer to purchase your dream residence.

In a buyer's market, homes may remain available for many weeks or months after they are listed. Thus, a seller may be willing to accept an offer to purchase, even if it falls below his or her initial home asking price.

Comparatively, in a seller's market, there is a shortage of quality houses available. And in this market, the best houses sell quickly, which means you likely will need to submit a competitive offer to purchase to secure your ideal home.

To determine if a buyer's or seller's market is in effect, take a look at how quickly houses are selling in your city or town. You also should find out if homes are selling at or above their initial asking prices. With this information in hand, you will be better equipped than ever before to submit a competitive offer to purchase your dream house.

3. Your Homebuying Budget

There is no need to overspend to buy your ideal house. Therefore, you should try to submit an offer to purchase that accounts for your homebuying budget.

Oftentimes, it helps to meet with banks and credit unions before you embark on a home search. This will allow you to get pre-approved for a mortgage and enter the homebuying journey with a budget at your disposal.

As you navigate the homebuying journey, you may want to hire a real estate agent, too. Because if you have a real estate agent at your side, you should have no trouble crafting a competitive offer to acquire your dream residence.




Categories: Uncategorized  


Posted by Jill Finkelstein on 12/23/2018

At times, trying to organize and declutter seems like a never ending task. You may have made attempts to declutter without many results. The truth is that with a plan, even the most disorganized among us can get on track to organization and freedom from clutter. Follow some of the tips below to get your home in order. 


Have A Goal


If your organizational attempts never seem to go anywhere, you may just need a goal. The idea is to pick one area and complete it. Organizing a little here and there wonít make any kind of a dent in your organizational needs. It will also look like you havenít done anything to improve your mess. Work on one room, one area at a time and youíll be on your way.


Utilize All Of Your Shelves


Many times the bottom or the top shelf of a closet or utility unit ends up getting unused. The problem could be that the shelves are so tall that no one can reach them and they go unused. You can fix this problem by simply moving the shelving or placing rarely used items up there that can be accessed by a step ladder.


You Have Too Much Stuff And Nowhere To Put It


Rather than buy a bigger house, you might want to go through your stuff. Between you and your children, youíre bound to have quite a few items that can be either sold or donated to a good cause. Consider setting up a donation pile in your house, where family members can put items that they no longer need or use. As an extra tip, donít let the items that are for donation sit there. When the bin is full, put it in your car and head off to the donation center.  



You Have A Lot Of Little Things With Nowhere To Place Them


This is a problem that can be solved by the right containers. If you can find a container thatís best suited for what you need to store, it will be much easier to find and access these items.  


Things Have Sentimental Value


Itís nice to have a few things that you cherish and bring back good memories, but sentimental value items can really get out of hand. If you think of when you last looked at something or how much memory an item truly holds for you, it can be easy to get rid of a lot of things when you put your mind to it. You can ask a friend to help you go through things. An outsider can advise you on what to save and what you should get rid of.


Your Refrigerator Is Gross


If youíre finding a lot of spoiled food and moldy leftovers in your fridge, donít fret. Just develop a clean out schedule to help you get rid of any food that is past its prime. Make it a point to have a designated day of the week to clean out all of your leftovers and expired food to keep the clutter that can spoil at bay.







Jill Finkelstein